© 2019-2023 CUMIN FINANCE INC.

¹CUMIN OFFERS A BASIC 0.25% CASH BACK ON ALL ELIGIBLE PURCHASES WITH A DAILY $10 TOTAL REWARD CAP. IN CERTAIN CASES, CUMIN MAY PARTNER WITH SELECTED VENDORS TO OFFER ADDITIONAL CASH BACK REWARDS ON ELIGIBLE PURCHASES FOR UP TO 10%. PLEASE REFER TO CHEESE’S MOBILE APPLICATION FOR A COMPLETED LIST OF PARTICIPATING VENDORS AND CURRENT CASH BACK INCENTIVES. ADDITIONAL TERMS, CONDITIONS, AND EXCLUSIONS APPLY AND CAN BE FOUND IN THE CUMIN TERMS AND CONDITIONS AGREEMENT.
²CURRENTLY, CUMIN OFFERS A BASIC 0.3% (ANNUAL RATE) SIMPLE DEPOSIT BONUS. EACH USER IS ELIGIBLE FOR A BONUS EQUAL TO 0.3% (ANNUAL RATE) OF THEIR DAILY BALANCE. THERE IS NO MINIMUM BALANCE REQUIRED TO EARN THIS BONUS, AND IT IS CREDITED TO THE USER’S CUMIN ACCOUNT ON THE FIRST DAY OF THE FOLLOWING MONTH. THE EXACT SIMPLE CALCULATION OF THIS DEPOSIT BONUS IS YOUR DAILY BALANCE IN THE CHEESE ACCOUNT X 0.3% / 365. ADDITIONAL TERMS, CONDITIONS, AND EXCLUSIONS APPLY AND CAN BE FOUND IN THE CUMIN TERMS AND CONDITIONS AGREEMENT.
³TRADITIONAL BANKS ON AVERAGE HAVE AN INTEREST RATE OF 0.06% FOR CHECKING ACCOUNTS. DATA PROVIDED BY VALUE PENGUIN.
⁴EARLY DIRECT DEPOSIT MAY POST UP TO 2 DAYS EARLIER THAN THE SCHEDULED PAYMENT DATE. EARLY DIRECT DEPOSIT OF A PAYCHECK DEPENDS ON FACTORS SUCH AS THE TIMING OF THE PAYER’S DEPOSIT TRANSMISSION, AND THE TYPE OF PAYER TRANSMITTING THE DEPOSIT. ADDITIONAL TERMS, CONDITIONS, AND EXCLUSIONS APPLY AND CAN BE FOUND IN THE CUMIN TERMS AND CONDITIONS AGREEMENT.
‍⁵FOR MORE INFORMATION REGARDING MASTERCARD’S ZERO LIABILITY PROTECTION, PLEASE VISIT MASTERCARD BENEFITS.
⁶ON AVERAGE, BANKS CHARGE $329 FEES PER ACCOUNT PER YEAR. BASED ON BANK FEE REPORT.