Keep your Cash.
No banking fees.
Access your cash at 55K+ ATMS.
Send money for free within the Continental US
Cumin accounts are FDIC insured up to $250,000 per depositor through Cross River Bank, Member FDIC
HOW WE ARE DIFFERENT
No banking fees.
Start saving and using your cash without surprise fees.
HOW WE ARE DIFFERENT
Access your cash anywhere.
Using our app, find the nearest ATM from over 5,000 ATMs around the country.
HOW WE ARE DIFFERENT
Send money to loved ones.
Use your Cumin Account to send funds instantly to family members, and friends.
HAPPENING NOW
Full access to your money.
Use your Cumin card at any point of sale, online store or pay your bills.
Security & Support You Can Count On.
Risk Control & Anti-Fraud
Your account is safeguarded with 256-bit encryption.
Mastercard Zero Liability Protection⁵
Your purchases and transactions are protected
FDIC-Insured⁶
Your Cumin account is protected for up to $250,000 per depositor.
One-Click, Card Freeze
You can freeze/unfreeze your account instantly in the app.
Reliable Support
Call, Message, or use our Community Forums for support!
SMALL SAVINGS ADD UP TO A BIG WIN!
No Banking Fees
= Saving Est. $290 a Year.⁶
No monthly fees. No minimum balance. Plus, no fee ATMs nationwide.
Apply with Confidence.
Up to 10% cash back.¹
Up to 3% deposit bonus.²
Get paid up to 2 days earlier.⁴
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504 Fair St SW,
Atlanta, GA 30313
[email protected]
We 💛 stretching your dollars!
© 2019-2023 CUMIN FINANCE INC.
¹CUMIN OFFERS A BASIC 0.25% CASH BACK ON ALL ELIGIBLE PURCHASES WITH A DAILY $10 TOTAL REWARD CAP. IN CERTAIN CASES, CUMIN MAY PARTNER WITH SELECTED VENDORS TO OFFER ADDITIONAL CASH BACK REWARDS ON ELIGIBLE PURCHASES FOR UP TO 10%. PLEASE REFER TO CHEESE’S MOBILE APPLICATION FOR A COMPLETED LIST OF PARTICIPATING VENDORS AND CURRENT CASH BACK INCENTIVES. ADDITIONAL TERMS, CONDITIONS, AND EXCLUSIONS APPLY AND CAN BE FOUND IN THE CUMIN TERMS AND CONDITIONS AGREEMENT.
²CURRENTLY, CUMIN OFFERS A BASIC 0.3% (ANNUAL RATE) SIMPLE DEPOSIT BONUS. EACH USER IS ELIGIBLE FOR A BONUS EQUAL TO 0.3% (ANNUAL RATE) OF THEIR DAILY BALANCE. THERE IS NO MINIMUM BALANCE REQUIRED TO EARN THIS BONUS, AND IT IS CREDITED TO THE USER’S CUMIN ACCOUNT ON THE FIRST DAY OF THE FOLLOWING MONTH. THE EXACT SIMPLE CALCULATION OF THIS DEPOSIT BONUS IS YOUR DAILY BALANCE IN THE CHEESE ACCOUNT X 0.3% / 365. ADDITIONAL TERMS, CONDITIONS, AND EXCLUSIONS APPLY AND CAN BE FOUND IN THE CUMIN TERMS AND CONDITIONS AGREEMENT.
³TRADITIONAL BANKS ON AVERAGE HAVE AN INTEREST RATE OF 0.06% FOR CHECKING ACCOUNTS. DATA PROVIDED BY VALUE PENGUIN.
⁴EARLY DIRECT DEPOSIT MAY POST UP TO 2 DAYS EARLIER THAN THE SCHEDULED PAYMENT DATE. EARLY DIRECT DEPOSIT OF A PAYCHECK DEPENDS ON FACTORS SUCH AS THE TIMING OF THE PAYER’S DEPOSIT TRANSMISSION, AND THE TYPE OF PAYER TRANSMITTING THE DEPOSIT. ADDITIONAL TERMS, CONDITIONS, AND EXCLUSIONS APPLY AND CAN BE FOUND IN THE CUMIN TERMS AND CONDITIONS AGREEMENT.
⁵FOR MORE INFORMATION REGARDING MASTERCARD’S ZERO LIABILITY PROTECTION, PLEASE VISIT MASTERCARD BENEFITS.
⁶ON AVERAGE, BANKS CHARGE $329 FEES PER ACCOUNT PER YEAR. BASED ON BANK FEE REPORT.